Apply for the Sophomore Spark
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Go From Undergrad to Investment Banking

Our elite training program helps students land the highest paying jobs on Wall Street.

We are now accepting applications to join the Sophomore Spark from the Class of 2027. As the recruiting cycle accelerates into Fall of Sophomore Year (especially for diversity programs & early insights workshops), make the ambitious step of applying for the Sophomore Spark to ensure you stay several steps ahead of the competition.

Apply for the Sophomore Spark

See What Kind of Banker You’d Be by Taking our TBO Banker Quiz!

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Takes About 5 Minutes

Why Investment Banking?

Whether you want to grow into a managing director, or leave after your first few years as an analyst, there is no career that opens more doors for you than Investment Banking.

Earn in the Top 1%

Build a Powerful Network

Life-Changing Experiences

Unlock Every Career Path


Average starting salary for IB analysts (Class of 2023), ranking in the 99th percentile.



Average starting salary for all graduates (Class of 2023).

Whether you want to pay down your college debt, build a real estate empire, or start a company one day, give yourself more options by building wealth early in life.

Financial independence is about having more choices.

— Robert Kiyosaki

Within 2 years, you’ll have built a lifelong network with some of the most powerful & inspiring people in the business world.

Your Clients

CEOs and CFOs of Fortune 500 Companies, coming to you with their most urgent problems.

Your Managers

Some of the most accomplished & highest paid businesspeople in the world.

Your Fellow Analysts

The smartest & most ambitious students across the U.S.

If you cannot see where you are going, ask someone who has already been there before.

— J Loren Norris

There is no career with the same lightspeed pace as investment banking, whether you’re:

Sitting courtside at Madison Square Garden with clients.

Flying in private jets during a roadshow.

Or wrapping up a board deck at 3 am.

In the bright lights of New York City, “Work Hard Play Hard” takes on a whole new meaning – and your personal & professional growth is unmatched.

Life is like a ten speed bicycle. Most of us have gears we never use.

— Charles M. Schulz

Investment banking can be intense, but no first job opens more doors for you after only 2 years of experience.

Your analyst years in IB will help you win positions over other candidates with top MBA degrees or several years more work experience.

Private Equity & Hedge Funds

Venture Capital & Entrepreneurship

Big Tech

Someone is sitting in the shade today because they planted a tree a long time ago.

— Warren Buffett

Not sure if banking is the right fit for you?


Over 50% of all analysts hired come from the top 20 schools, leaving applicants from over 500 other universities to compete for the remaining analyst roles each year.

Hurdles for students from non-target schools:

  • 1. Limited number of alumni to network with on Wall Street.
  • 2. Exclusive IB feeder clubs with extremely low acceptance rates.
  • 3. Very few recruiting events on their campus.
In Investment Banking

Less than 10%

Of the employees at U.S. Investment Banks are Black or Hispanic.


Less than 3%

Amongst Vice Presidents & above at U.S. Investment Banks.

& Outside of investment banking

Over 25% lower

The average salary for Black & Hispanic bachelors degree holders was over 25% lower than the average salary for white bachelor degree holders.

We must encourage more underrepresented minorities to apply for elite careers like investment banking.

First Generation students face multiple hurdles compared to their peers in the IB recruiting process.

  • 1. Less informed about elite careers with early recruiting cycles.
  • 2. Lack family and friends on Wall Street to provide job referrals.
  • 3. Can’t afford expensive mentorship programs.
  • 4. Work-study hours & financial needs take away time from recruiting.

You Deserve the Best. Don’t Settle.

Elite opportunities like investment banking have been out of reach for underprivileged students for far too long. Our mission is to make Wall Street more accessible for everyone.

Non-Target School Students

Underrepresented Minorities

First Generation Students

Don’t worry, we’ve got your back. Sign up for a
Coffee Chat so we can evaluate your student profile and give you feedback for the recruiting cycle. If we think we can help you secure a top offer, we'll invite you to schedule a 2nd call with the mentorship team.

Schedule an introduction call

The Sophomore Spark Training Program

Pay it Forward After We Get You Paid. The Way it Should Be.

Exclusively for Internship Recruiting

Unlimited 1:1 Mentorship

Powerful Automation Technology

Stronger Together

Become a Top 1% Applicant

Accessible for All Students

Our program brings together ambitious students, from when they are second semester freshmen through the end of their sophomore year, in an organized program that makes recruiting for investment banking a fun and interactive experience. From landing stepping-stone internships to mastering technical interview concepts, we know sophomore year internship recruiting better than anyone — and we deliver exceptional results for our students.

One-size doesn’t fit all when it comes to Investment Banking recruiting, and we supplement our group programming with unlimited 1:1 mentorship. Our mentors have gone through the recruiting process themselves, learned the best strategies for getting the most offers and are here to pass down their knowledge to you. They’ll be available whenever you need them.

No other coaching program offers the advanced suite of automation tools we deliver for our students, saving them over 100 hours of time each recruiting season. We want you to spend more time studying for interviews, meeting with mentors to build meaningful networking conversation topics, and understanding the intricacies of the industry — not managing hundreds of emails, reaching out to bankers with low response rates, or worrying about missing application deadlines. It’s the power of 4 people instead of 1 — exclusively at The Banking Offer. 

Our mentors and community have your back long after Sophomore Year ends. We support our students through the junior year internship and even after you hit your desk as an analyst. Tap into the network from your class and previous TBO classes at critical points throughout your career. 

  • 1. In-Person networking events & fun social activities in New York City.
  • 2. Interactive workshops with incredible guest speakers.
  • 3. Group competitions and prizes like gift cards, Madison Square Garden tickets, and more!
  • 4. Teams with mentors to keep you accountable & provide you a support system.

Our curriculum covers every aspect of investment banking recruiting to ensure our students receive offers during their sophomore spring semester.

  • 1. End-to-End Application preparation including Resume, Cover Letter, and LinkedIn.
  • 2. Elite Networking Process including access to our proprietary strategies, tools, & network.
  • 3. Fast-tracked authority over all IB and interview concepts, from behavioral to technical.
  • 4. Negotiating with offers & interview timelines, and dominating the summer internship.

Over 90% of our students receive offers after completing the curriculum in the Sophomore Spark.

Here’s why so many students apply for a spot in the Sophomore Spark each year:

Our students pay an average of 5% of their first-year salary only after they’re earning income from elite 6-figure careers on Wall Street. If we can’t help them land an elite 6-figure job, they remain in the TBO family without having to pay anything at all. It’s a win-win scenario for the students we invite to our program. Then, we use payments from our previous class of bankers to fund the Sophomore Spark for the following class of underprivileged students.

Together, we can change the culture on Wall Street, and give more deserving students a chance to make their dreams come true.


Not a Target School? Not a Problem.

Our students have gone from a wide range of schools to top banks on Wall Street

Client Success Stories

Sophia Green

From Rutgers University directly to Mizuho.

Joshua Park

Landed a dream IB internship at Nomura.

Arsh Shah

Went from NYU to Guggenheim Partners.

Sarah Cheah

Went from Babson College straight to Ares

Shreya Mohandas

From Emory University straight to Houlihan Lokey

Dafe Uvieghara

Banker at Evercore who started at Boston College.

Luke LeLay

Got his dream job at Bank of America

Shawn Lim

Started at NYU Stern, now heading to Barclays.

David Arias

From Pomona College to Wells Fargo

David Gibbons

Got a dream internship at Houlihan Lokey

Sophie Krum

From University of Michigan straight to Nomura Investment Banking

Jun-Hong Chen

From Boston College to Aeris Partners.

Jose Torres

Jose’s success story of getting a job at Evercore

Jaime Matos

From Brown University straight to Guggenheim Partners

Noa Kimura

From NYU straight to Nomura.

Tiffany Chen

From Baruch College straight to JP Morgan

Herman Wan

Landed an investment banking offer at Citi.

Carlos Zaldivar

From SMU straight to Credit Suisse

We’re ready to invest into you.
Are you ready to invest into yourself?

Book an introduction call with the team & let's land your dream job on Wall Street together!

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